Montana Summer Storm Roof Damage: Why You Need a Roof Inspection After Storms

by | Aug 14, 2025 | Blog, Montana, Summer Storm Roof Damage

Summer in Montana is a beautiful thing—until a thunderstorm blows through, rattles your gutters, and pelts your shingles with hail the size of marbles (or worse). If you’re like most homeowners, your first instinct is to check for broken branches, not broken shingles. But here’s the truth: your roof may have taken a hit, even if everything looks fine from the ground.

At Kirkness Roofing, we want you to think of your roof like your emergency fund. You don’t always see it, but it protects everything that matters. That’s why a Montana roof inspection after storms isn’t just smart—it’s essential. Especially if you’re hoping to avoid surprise costs down the line.

Let’s walk through:

  • What summer storms can do to your roof
  • Signs of damage you shouldn’t ignore
  • Why early inspections save time, money, and insurance headaches
  • How Montana homeowners recover with confidence

What Summer Storms Do to Your Roof—And Why It Matters

Montana storms hit hard and fast. One minute it’s sunny. The next? You’re watching golf ball-sized hail bounce off your deck while the wind flips your neighbor’s patio furniture.

And your roof? It’s taking the brunt of it. Even if it seems fine, here’s what might be happening up there.

The Real Impact of Summer Storms

  • Hail: Bruises shingles and knocks off protective granules—making your roof more vulnerable to leaks
  • High Winds: Lift shingles, damage flashing, and loosen gutters
  • Heavy Rain: Exploits even the tiniest weak spots in your underlayment
  • Debris: Downed branches can puncture or crack roofing materials

According to the National Weather Service in Billings, July is one of the most active months for severe storm warnings in the state. If you’ve experienced hail or strong winds recently, don’t assume you’re in the clear.

storm damage roof inspection after summer storm in Montana

How to Spot Montana Summer Storm Roof Damage

You don’t need to climb on the roof (please don’t)—but there are signs every homeowner should know. Think of this like reading your monthly bank statement. If something’s off, you want to catch it early.

Signs From the Outside

  • Missing or curled shingles
  • Dented vents or flashing
  • Granules in your gutters or at the bottom of your downspouts
  • Bent or detached gutter sections
  • Tree limbs or heavy debris resting on your roof

Signs From the Inside

  • Water spots on ceilings or walls
  • Damp insulation in the attic
  • Musty smells near upper floors
  • Unexplained spike in energy bills

Still unsure? This DIY roof check guide from American Family Insurance offers a solid starting point.

Why a Post-Storm Inspection Is Financially Smart

Here’s where we shift from the roof to the bottom line.

When storm damage goes unnoticed, it becomes more than a roofing issue—it becomes a budgeting problem. Small damage grows. Moisture spreads. And suddenly, you’re dealing with mold, insulation repair, or even structural fixes.

Insurance Deadlines Matter

Most policies have a 6- to 12-month claim window for storm damage. But claims require documentation—and the longer you wait, the harder it is to prove that damage came from a specific event.

Hail Damage Isn’t Always Obvious

What looks like a fine roof can hide bruised shingles that compromise waterproofing. The next storm—or freeze—makes those weak points worse.

The Cost of Delay Grows Fast

The cost of ignoring a post-storm inspection is often a multiplier effect. A simple repair becomes full shingle replacement. A damp spot becomes mold remediation. And suddenly, your home repair budget takes a hit you weren’t prepared for.

How a Trusted Montana Roofing Company Makes a Difference

This is where we come in. At Kirkness Roofing, we’ve been doing this since 1978—long enough to know that Montana’s weather doesn’t play favorites. Every home is at risk. What matters is how you respond.

You can learn more about our history and why Montana homeowners trust us here, but here’s what to expect when you call us after a storm:

What Our Storm Response Includes

  • Free initial assessment in storm-affected neighborhoods
  • Detailed, photo-backed inspection reports you can share with your insurance company
  • Honest, professional advice on whether it’s worth filing a claim
  • Top-tier workmanship using brands like GAF, Malarkey, and Owens Corning
  • Flexible financing options up to $100,000—with no home equity required

We also offer a satisfaction guarantee—not just because it sounds good, but because we believe the work should speak for itself.

storm damage roof inspection after summer storm in Montana

What to Do After a Summer Storm

If you suspect damage—or even if you just want peace of mind—here’s your next step checklist:

  1. Take photos of your property and roof (from the ground)
  2. Check your attic for any signs of water intrusion
  3. Call Kirkness Roofing for a professional inspection
  4. Avoid climbing the roof yourself—that’s what we’re here for
  5. Start documentation if you think you’ll need to file an insurance claim

Even if your roof looks fine, a professional eye can spot the early signs of deterioration that will save you from bigger repairs later.

Protect Your Roof Like You Protect Your Finances

Summer storms in Montana aren’t going anywhere. But you can protect your home—and your budget—by taking action now instead of waiting for a problem to show up.

At Kirkness Roofing, we believe good decisions are based on information. That’s why we inspect thoroughly, explain clearly, and give you everything you need to make a confident, financially smart choice.

Call 406-256-1798 or schedule your free inspection here.

Let’s make sure your roof is still doing its job—before winter gets the final word.

Recent Blogs

When to Replace Your Gutters in Billings

Welcome to Kirkness Roofing Inc., your trusted roofing and gutter experts right here in Billings, MT! We know your home’s exterior is a big investment, and we’re here to help you keep it in top shape. From seamless gutter systems to beautiful copper gutters and...

When to Replace Siding in Billings, MT

Are you wondering if it’s time to replace your home’s siding? Your siding isn’t just a decorative feature—it’s your home’s first line of defense against the elements. Knowing when to have your siding replaced will save you from expensive siding repairs and even...

How Long Does New Siding Last in Billings?

When considering a siding upgrade for your home, one question often comes to mind: how long will new siding last, and what factors impact its longevity? Choosing the right siding is an important investment in your home’s appearance, protection, and value. In Billings,...

Will New Siding Add Home Value in Billings?

When considering home improvements, many homeowners ask, “Will new siding add home value, Billings?” It’s a great question, especially for those looking to enhance their property’s appearance and functionality. Siding replacement is often overlooked, but it’s one of...

Signs of a Leaking Roof in Billings

Your roof plays a critical role in shielding your Billings, MT home from the elements. However, even a small leak can lead to significant damage if left unaddressed. Spotting the signs of a leaking roof early can save you money and protect your home. In this blog,...